Poslovati je pričela 1. januarja 1898. V zadružni vpisnik so hranilnico in posojilnico v Domžalah vpisali 8. decembra 1897 kot registrirano zadrugo z neomejeno zavezo.
11. novembra 1897 so opredelili namen delovanja: prejemati denar na obresti, dobivati denar s svojim zadružnim kreditom, dajati posojila. 19. septembra 1903 je vajeti prevzel Franc Bernik. Zavod je odigral veliko vlogo tako pri varčevanju in kreditiranju prebivalstva kot pri kreditiranju projektov v župniji. Najeli so posojilo za ustanovitev župnije kot tudi za gradnjo društvenega doma.
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